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Commercial Insurance
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Personal Insurance
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Professional Insurance
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Business Insurance
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Access To Capital
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Business Consulting Services
The Complete Resource for Your Insurance Needs!
Pharus Insurance Services is part of the Pharus Global Eco-System and is an insurance provider focused on the safety and success of our clients. Our list of services include:
Commercial Insurance
Commercial insurance provides indemnity against the risks that nearly all business owners face. It protects your business assets from any claims of injury related to your business and responds to claims of negligence made by a third party. This includes workers Compensations, General liability, Fleet Auto.
Personal Insurance
Personal Insurance includes home, auto, boat, motorcycle, life and disability insurance and provides financial security by covering individuals against loss resulting from death, injury, or loss of property.

Professional Insurance
Professional Insurance includes medical malpractice insurance and errors and omissions (E&O) coverage. It protects physicians and other healthcare professionals against claims alleging their negligent acts caused injury to patients.

Business Insurance
Business Insurance protects businesses against losses suffered in the course of their normal activities, particularly when a business faces a compensation claim and include umbrella insurance, property and liability insurance.
Employee Benefits
Our clients become an employer of choice with top-tier employee benefits and retirement packages that keep your people healthy and fulfilled in their work and life.

Payroll / PEO Solutions
Pharus Group Payroll / PEO provides hassle-free access to best-in-class technology to eliminate bottlenecks, streamline processes, and put information at your fingertips.
Leadership Team

Rudy Chacon
President

Wendie Smith
Finance Director

Jenna Colvin
Senior Commercial Risk Specialist

Jose R. Fernandez, II
Sr. Agent /
Commercial Lines Manager
Testimonials

Pharus Insurance
"Rudy, thank you so much for being so forward thinking in what was going to help us achieve the outcome...words fell to express our gratitude!!! RUDY for the win!!!"
Chris Z
Family Man
Latest News






1859 SE Port Saint Lucie Blvd, Ste A
Port St. Lucie, Florida 34952
46 Church Street Suite #21
Hayesville, NC 28904
1070 Tunnel Rd. BLDG 1 STE 10 #237
Asheville, NC 28805
FL: 772.223.3344
NC: 828.415.3344