REAL ESTATE AGENTS & PHARUS HOME MORTGAGE

Our loan officers are commited to providing excellent, professional service to both you and your buyers.

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SEMINARS
We also offer classes to you and your office agents OR to the general public on:

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• First Time Home Buyer programs

• H4P – reverse mortgage for purchase

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We can partner on these public seminars as a lead generation tool.

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REVERSE MORTGAGE FOR PURCHASE
H4P – this HECM for Purchase (reverse mortgage for purchase) is an exciting and maybe misunderstood tool for your buyers to be able to buy a home and keep thousands of dollars in their pocket. At the same time they have no mortgage payment (P & I) for the rest of their lives in that home. You can sell more homes and higher priced homes!

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OPEN HOUSES
We will assist with your Open Houses – We will sit your Open Houses to assist potential buyers with on-the-spot pre-quals.

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RATE PLUG
We partner with you on RatePlug which is a service that is included in your MLS membership. You’ll provide a valuable service to your prospective buyers by providing live rates and mortgage information that we enter into our Rate Plug dashboard. We can also produce many types of property flyers with rates for you to distribute.

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LISTING PROMO

We use special tools and techniques to help our Realtor partners to promote and sell their listings. It is also an effective lead generator. We look forward to presenting this to you!

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TBD APPROVALS
We have many types of loans to satisfy just about every buyer. And, we can provide a “TBD” Pre-approval. This is where we’ll fully underwrite a file and provide a formal Pre-approval letter to the buyer to be able to present to a seller when making an offer. Then it is just subject to the property appraisal. This is very powerful for you and your buyer to help in determing which homes to look at and then in negotiating with a seller.

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PROFESSIONAL ENVIRONMENT
PHM has a culture of professionalism and excellent communications. We encourange our loan officers and staff to always be customer-centric. We value our relationships with our Realtors and borrowers and work hard to always exceed expectations.